Welcome to Senior Guide
Senior Swingers Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
You may also listen to this article by using the following controls.
2 - Health insurance for seniors
from:Health insurance for seniors: Are there options?
Health insurance is especially important to seniors because it is a natural fact of life that as we age our health deteriorates. Medicine and medical care can and does become rather expensive. Health insurance for seniors with fixed incomes can become a major problem. Sadly, there are millions of aged Americans without any form of health insurance. However, there are a number of options that can help seniors get fairly good health insurance. First of all, there are many agencies that exist to help the elderly or their caregivers get the information they need to make informed decisions about health insurance for seniors. One such program is the Seniors’ Health Insurance Information Program (SHIP) established in North Carolina in 1989.
AARP is a popular health insurance for seniors. It is available for any adult fifty and over. The benefits offered vary and it is necessary to read the fine print to get the maximum benefits. AARP offers a number of health insurance options for seniors, namely:
* Supplemental health insurance (basic and enhanced plans)
* Dental care health insurance
With this plan, you can keep your own dentist, and best of all, your entire family is covered.
* Long term care insurance
* Medicare Supplemental insurance
Medicare is a federal health insurance plan that offers health insurance for seniors through the Department of Health and Human Services. Members have to be aged sixty-five or older to qualify unless they are disabled. Seniors with disabilities can become members at age fifty-five. There are two main parts to this plan, Part A for hospitalization and Part B for non-hospitalization services such as doctor’s visits. Apart from prescription drugs, Medicare also covers screening for certain preventative illnesses. Medicare began a new program in January 2006 which will help make it easier for members to pay for the medication they need under the Medicare Prescription Drug Plan. To benefit under this plan, seniors will need to register.
Medigap, also known as Medicare Supplement Insurance, is a health insurance for seniors sold by private insurance companies. This plan helps to deal with areas not covered, hence the name Medigap, such as, copayments and deductibles. Seniors must pay a monthly premium to the issuing insurance company.
Medicaid, a state administered program is specially formulated for low income individuals including seniors.
In addition to those health insurance options for seniors mentioned above, there are lots more offered by private companies. It may be necessary to combine different types of health insurance for seniors to ensure that all your health insurance needs are met. As with all insurance, it is necessary to have a knowledgeable person go over the fine print before you commit to buying.
Senior Swingers News
TODAY: CIF Softball Playoffs - Gazette Newspapers
TODAY: CIF Softball Playoffs Gazette Newspapers The Yellowjackets (16-11, 9-1) are big swingers with a .395 team batting average and .500 slugging percentage to go with 165 runs (six per game). Senior Ariana Lopez (#5) leads the potent offense with a .506 average and a team-high 35 RBI. |
JOHN NELSON'S LIVE MUSIC COLUMN: Take Mom out to dine, dance at music venues - Peninsula Daily
JOHN NELSON'S LIVE MUSIC COLUMN: Take Mom out to dine, dance at music venues Peninsula Daily ... 6 pm to 8 pm â– Every Tuesday evening at the Port Angeles Senior Center, Seventh and Peabody streets, the Port Angeles Senior Swingers present Wally and the Boys playing ballroom dance favorites from 7:30 pm to 9:30 pm $5 cover; first-timers free. |
Valley community calendar - Valley Courier
Valley community calendar Valley Courier SARGENT — Hi Valley Swingers Square Dance Club will host a dance from 3-5:30 pm on Sunday, May 20, at Sargent School Elementary Gym at 7090 North County Road 2 East, Monte Vista. Bring snacks. Contact: Larry Drake, 852-3190, Sylvia Armijo, 303-517 ... |
Cloquet-Esko girls golf making gains - Pine Journal
Cloquet-Esko girls golf making gains Pine Journal “I love golf,” the Esko senior said with a laugh, noting that she took her first lesson in sixth grade. “It's been a definite process over the years, but I decided golf was my favorite.” Juntunen is one of the top swingers for the inaugural ... |
Bristol's Patchin no-hits JFK - Warren Tribune Chronicle
Bristol's Patchin no-hits JFK Warren Tribune Chronicle But Bristol senior Katie Patchin was a bit downtrodden after striking out 12 John F. Kennedy batters during Thursday's Division IV sectional semifinal at Bristol High School. She walked five as the Panthers beat the Eagles in six innings, 10-0. |