Welcome to Senior Health Insurance
br> When you hear the word "solved", is'nt that relative to who's saying it.
Health insurance can solve your needs or be supplemental insurance.
From the Being Seniors main welcome page, "Fountain of Youth" can be considered as a supplementally preventative health insurance..
Healthinsurance Instant Topics discussions
Here is a video involving Ralph Nader that pretty well sums it up.
Senior Supplemental Health Insurance Article
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Senior Health Insurance Programs
from:In this age of expensive medications and the rising cost of Medicare, it is essential for retirees to enroll in senior health insurance programs to assist in covering these costs. While Medicare plays an important roll in achieving reasonable costs for long term care and medication for those of us entering the later years of our lives, it certainly doesn’t cover everything. Some medications are not covered at all by the government program, and others are so expensive that the co-pay is still beyond the means of an individual on a fixed income. In choosing among senior health insurance programs to supplement this coverage, there are several key components to consider.
First and foremost, you want to consider the terms. Different senior health insurance programs cover various medicines and doctor visits at different amounts. For example, a newer medication that is not covered under Medicare may be paid at 80% by Plan A but only 50% by Plan B. Be sure to read through the policies carefully and compare coverage availability to your specific medical needs. Also, check carefully the compatibility of the policy with other senior health insurance programs, specifically with Medicare. Make sure there are no clauses stating that the policy may not be used to supplement governmental health insurance programs, as this is the actual reason you are considering the policy anyway.
Another important consideration is the premium. Of course, you don’t want to overpay, but often the cheapest rate is not going to afford you the coverage you need. Senior health insurance programs also tend to go up in price as you age, so you’ll want to check the frequency and amount of increase that you can expect. If Plan A is cheaper than Plan B at the start but raises the rate more often and in greater amounts, it will eventually be more expensive. It might be worthwhile to pay the extra bit of cost in the beginning to achieve a better overall, even rate throughout the life of the program.
Most of all, don’t settle for the first plan you find. Shop around and compare the rates and coverage of similar senior health insurance programs to determine the best one for you. If two plans offer the exact same coverage and benefits, but one is slightly cheaper, it is obvious that you should choose the less expensive policy. However, it is rare to find no differences, and you must take care to be sure you are willing to give up certain benefits in exchange for a smaller price.
Senior Supplemental Health Insurance News
Cigna to Acquire Great American Supplemental Benefits Group
Cigna Corporation and American Financial Group today announced that they have signed a definitive agreement whereby Cigna will acquire Great American® Supplemental Benefits Group, one of the largest manufacturers, distributors, and marketers of supplemental health insurance products in the United States.
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Fast facts about the health insurance guarantee 50 million Americans rely on
Read more...Senior Companions offer friendship for north state's older residents
Knowing the need for companionship does not diminish with age. Golden Umbrella offers a Senior Companion Program to provide friendship and respite for those struggling to care for their loved ones at home.
Read more...A.M. Best Places Ratings of Selected Great American Supplemental Benefits Companies Under Review With Positive ...
A.M. Best Co. has placed under review with positive implications the financial strength and issuer credit ratings of Loyal American Life Insurance Company, American Retirement Life Insurance Company, Central Reserve Life Insurance Company and Provident American Life and Health Insurance Company , following the announcement that Cigna Corporation [NYSE: CI] has signed a definitive agreement to ...
Read more...SENIOR CALENDAR
A program of exercises, crafts, entertainment and education combines with meals served at the Ottawa County Senior Citizens Center and nutrition sites to form the county senior citizens activities program.
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