Welcome to Senior Health Insurance
br> When you hear the word "solved", is'nt that relative to who's saying it.
Health insurance can solve your needs or be supplemental insurance.
From the Being Seniors main welcome page, "Fountain of Youth" can be considered as a supplementally preventative health insurance..
Healthinsurance Instant Topics discussions
Here is a video involving Ralph Nader that pretty well sums it up.
Insurance Scams And Senior Citizens Article
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Supplemental Health Insurance for Seniors
from:Because of the state of affairs caused by government dependence to take care of our senior citizens and lack of new sources of funding for these programs, it is now often necessary to provide supplemental health insurance for seniors. Its a fact of life that, as we age, our bodies begin to break down, and long term medication is necessary, as well as more frequent visits to the doctor. While a portion of this is covered by Medicare, the left over cost is still too high for individuals living on a fixed income from Social Security, which will run out one day as well. Supplemental health insurance for seniors can help cover these costs, and though these plans are often not provided for low premiums, the rates are often a blessing compared to the cost of some of the medications required.
How does supplemental health insurance for seniors work? Because it is supplemental, the primary coverage will kick in first. Typically, this is Medicare. Then, if perhaps another form of insurance is carried, this policy will be utilized to further reduce out of pocket expense. Often, however, there is no individual in the household covered by a group policy. In either case, the next step is to apply the supplemental health insurance for seniors to the remainder of the bill. Depending on the policy, a secondary insurance will often pay anywhere from 50-80% of the balance remaining. While this may not seem like much when you figure in your premium, the thing to consider is that the medication often costs hundreds of dollars and may not be covered at all by Medicare, depending on the diagnosis, prescription, and how long the drug has been on the market.
Supplemental health insurance for seniors may also cover additional doctor visits above and beyond the allowance of whatever Medicare policy is held by the insured. In many instances, seniors must see specialists for particular problems, and while Medicare may not cover such a necessity, most supplemental health insurance for seniors policies will. Always read the policy carefully prior to signing the acceptance of the policy, and guarantee in writing that the coverage is what it claims to be.
In many cases, it may seem like an extreme expense, but the additional coverage provided by one of these policies is worth the premiums charged. Starting early at a lower price may save some pocket money later on as the monthly cost rises with age. However, a policy that costs one hundred dollars per month as opposed to prescription and doctors costs of over one thousand dollars is definitely worth the expense.
Insurance Scams And Senior Citizens News
Man arrested in investment fraud against seniors - MiamiHerald.com
 Wink News | Man arrested in investment fraud against seniors MiamiHerald.com An insurance agent who authorities say scammed senior citizens of more than $2 million has been charged with grand theft. Florida Chief Financial Officer Jeff Atwater announced the arrest Wednesday of 49-year-old Neal Seth Smalbach of Palm Harbor. CFO Jeff Atwater Announces Arrest of Senior Scammer for $2 Million Investment ... |
Ponzi Scam - OC Investment Advisor Sentenced to 12 Years in Federal Prison in ... - Lawfuel
Ponzi Scam - OC Investment Advisor Sentenced to 12 Years in Federal Prison in ... Lawfuel “Investment fraud schemes that target senior citizens are particularly sinister,” said United States Attorney Andre Birotte Jr. “Mr. Nickles went to great lengths to disguise the criminal nature of his scheme, and his actions caused harm to many ... |
Seniors warned about 'ruthless' phone scam - NECN
Seniors warned about 'ruthless' phone scam NECN (NECN: Jack Thurston, Rutland, Vt.) - "I was in bed crying," a senior citizen from Maine wailed in a recorded phone conversation Fairpoint Communications played for reporters Thursday at the Rutland, Vt. police station. "I don't have any oil. |
Former Insurance Agent Accused of Grand Theft - Patch.com
Former Insurance Agent Accused of Grand Theft Patch.com Pinellas County Jail booking photo A former Palm Harbor insurance agent faces a string of felony grand theft charges as a result of a state probe into his business transactions with senior citizens. Neal Seth Smalbach, 49, is charged with six counts of ... Palm Harbor insurance agent arrested in $2M scam |
Common schemes still pervade - Tulsa World
Common schemes still pervade Tulsa World The FBI's "Common Fraud Schemes" webpage, accessible at tulsaworld.com/FBICommonFrauds, provides tips on how to protect yourself and your family from fraud. "Senior citizens especially should be aware of fraud schemes for the following reasons, ... |