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Welcome to Senior Health Insurance

    Healthinsurance?? Well now, What can you say about it?.. What do you really think?.. Is the Health "crisis" about to be solved??
br> When you hear the word "solved", is'nt that relative to who's saying it.
Health insurance can solve your needs or be supplemental insurance.
From the Being Seniors main welcome page, "Fountain of Youth" can be considered as a supplementally preventative health insurance..

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Here is a video involving Ralph Nader that pretty well sums it up.

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Advantages to Indemnity Health Insurance Plans

Indemnity health insurance plans are more regularly known as traditional health insurance plans. These health insurance plans can be costly but often cover most health problems that may arise, while other insurance plans exclude some illnesses or diseases from their coverage. Some disadvantages to indemnity plans are that they do not usually cover preventative health care like physicals, and traditional health insurance plans often cover only a percentage of your bill. Research the advantages and disadvantages to indemnity health insurance when you are considering health insurance options.

While the disadvantages may seem problematic, there are many advantages to indemnity health insurance plans. You may have a higher monthly premium and you may need to pay upfront costs and submit claims paperwork, but your deductible will be more manageable and your coverage will be wider. Some health insurance plans will not cover certain medical expenses or care, but indemnity plans often do.

Another benefit of indemnity health insurance plans that many people desire is the freedom to choose your own physician. While other health insurance plans offered by the insurance industry limit your choice of physicians and hospitals to a list of preferred providers, indemnity insurance will cover any physician or hospital. This benefit may seem unworthy of mention, but there has been more than one instance where a mother finds that her son or daughter's pediatrician is not in their preferred provider network and has to search for another pediatrician. This also means that you can see a specialist without having to consult with your primary care physician first.

Overall, indemnity health insurance plans also offer you the best emergency medical coverage in the industry. While preferred provider organizations (PPOs) or point-of-service (POS) plans limit the physician you can see to a list of network physicians and hospitals, the freedom of choosing any physician is nationwide with indemnity health insurance plans. This means that if you are traveling across the country and have an accident or a medical emergency, you can go to the nearest hospital or see the closest physician without worrying about the expense. There have been instances where hospitals or physicians will either refuse to treat patients or treat them only minimally because the hospital or physician is not inside the plan's preferred provider network - meaning that the patient's health insurance will only cover a small part of the expense and the patient is liable to pay the rest of the bill. This is a risky financial situation for the physician and/or hospital since patients are often unable to fully pay costly medical bills. With indemnity health insurance plans, this is almost never the case. Consider this and the other benefits of indemnity health insurance when choosing the plan that is right for you.







 

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Dan Morain: Moderates see hope in top-two primary - Sacramento Bee


Dan Morain: Moderates see hope in top-two primary
Sacramento Bee
By Dan Morain, Senior editor Mods seem to be on the rise, and that's good for California, although partisans remain convinced that the middle of the road is a place for yellow streaks and dead skunks. Heading into the June 5 primary, ...

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What you might have missed over the weekend - Springfield News-Leader


What you might have missed over the weekend
Springfield News-Leader
It killed 161 people and left schools, police and fire stations, parks, a senior citizens center and other landmarks in the rubble. The destruction was vast and overwhelming. At least 17000 people were directly affected when about 7500 homes and 550 ...

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207 - Fall River County Commission - Rapid City Journal


207 - Fall River County Commission
Rapid City Journal
Motion by Cassens, seconded by Falkenburg, to approve $444.52 in assistance for CP#12-10 for electricity, with a repayment plan and $150.00 in assistance from another source. With no further discussion and all voting yes, the motion carried.

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An attack on vulnerable refugees - Ottawa Citizen


An attack on vulnerable refugees
Ottawa Citizen
On cue, Citizenship and Immigration Canada released a sweeping restructuring of the health benefits provided to refugees under the Interim Federal Health Program. Beginning July 1, health coverage will only be provided for urgent health services (ie ...

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Health care industry's perfect storm - Dekalb Daily Chronicle


Health care industry's perfect storm
Dekalb Daily Chronicle
All the unknowns – whether that be new mandates at the federal levels, cuts at the state level, waiting for the reimbursement check to come or insurance providers wanting to reduce payments – make it hard to plan for the future, said Alice Freier, ...

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